Our online PPI claims application.
Fill in our online application form and submit directly to one of our specialists, then just wait for the call.
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iSmart PPI Claims - Putting you first
We can help you with Bank Charges, Credit Card Charges and Mis-sold Payment Protection Insurance Claims.
We have recovered millions in unfair bank charges, mis-sold PPI - Payment Protection Insurance and credit card charges. These charges are substantial and cost our average client well over £2000. If you are looking to recover unfair charges or mis-sold insurance (or both), then please apply now .
We also offer debt advice and IVA's - Individual Voluntary Arrangements, to help you manage any debt. More information on our Debt Management Services can be found here
Unfair Bank Charges and Credit Card Charges
Most people have experienced a Bank Charge at one time or another. Both Banks and Building Societies have been unfairly charging their customers for years, for the most minor offences. These charges have been typically between £20 - £39 per offence. If you are looking to recover your bank charges, then please click here for more information
Mis-sold Payment Protection Insurance (PPI)
This is possibly the largest mis-selling scandal ever. Many people were mis-sold payment protection insurance when they took out a loan or a credit card. This insurance was supposed to cover them for a range of incidents, including involuntary employment and sickness. The banks tailored this product for maximum profits and the results were fantastic for the banks and incredibly poor for the client.
The insurance on a typical loan was added to your original loan. If you wanted to borrow £10,000, the lender would have packaged this loan as a fully protected loan and you would have paid approximately £2500 for insurance, that is added to the loan.
You ended up borrowing £12,500 in total and paying interest on the whole ammount this example could have easily cost you £3200.
There are many reasons for mis-selling, including your employment status as well as the way the bank sold the policy (the policies were inflexible and the important elements were not drawn to your attention). You may have had a pre-existing medical condition, or you may have simply been told that you had to take out the insurance to get the loan!
If you want to claim back your PPI premiums on your loans/ credit cards, please apply now
The benefits for people choosing our recovery services is that our customers don’t pay any money upfront for access to our services (we pay all fees associated with the claim) Some companies charge upfront to make a claim why risk it?
There is nothing to pay for an unsuccessful claim, or if you like
NO WIN - NO FEE*
We have a 100% record for claims we have undertaken on behalf of our clients. Our specialist PPI claims teams are trained to deal with your unfair claim professionally and can short cut many of the hurdles you might find in claiming yourselves.
Apply today .
* We reserve the right to make a cancellation charge if you knowingly provide our business with misleading financial information. Furthermore, if we are successful and win compensation and you try to cancel our agreement without paying our fee, we reserve the right to charge you a fee of no more than 25% + VAT of the compensation amount won
PPI still mis-sold, says Which?
Many people are still being misled into buying payment protection insurance (PPI) to cover their credit card payments, Which? claims.
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PPI complaints 'could run into tens
of thousands'
Finance Daily (19 February) looks at new research arguing that the PPI claims market clampdown could still cost the consumer as banks try to compensate for their losses
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Our Legal Support Team
We are one of the only claims specialists to have our own legal team dedicated to helping our clients get the best service possible.
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