Claim PPI Refunds Online

Our online PPI claims application.
Fill in our online application form and submit directly to one of our specialists, then just wait for the call.

Bank Claims, PPI and Credit Card PPI
Payment Protection Insurance Claims

Latest PPI News from the Financial Times
TV chiefs get more lather from soaps
‘Hollyoaks’ shows how to branch out digitally
Thu, 29 Jul 2010 21:08:34 GMT

Text that is as good as your word
Dragon’s latest version of NaturallySpeaking is an impressive advance in voice recognition and control for PCs
Thu, 29 Jul 2010 21:08:44 GMT

Bank Charges FAQ

Below are the most frequent questions we have been asked.

+ Will my bank close my account if I make a claim?

No, your bank will not close your account if you make a claim.

+ Will my Credit rating be affected if I make a claim?

No, your credit rating has nothing to do with making a complaint against a bank or lender for unfair charges.

+ How much does your service cost?

iSmart Claims work on a no win-no fee basis, so unless we recover compensation, you don't pay a penny to us.

If we recover compensation for you, the fee we charge will be equivalent to 25% plus VAT of the compensation recovered An example of our fees would be:

You are awarded £1,000 compensation, our fee will be £287.50 and you will receive the balance of £712.50. This fee covers the cost of your claim with iSmart Claims In addition to our fee, if we win, any data protection fees paid by iSmart Claims will be chargeable: these are not expected to be higher than £10 per case. There are no hidden costs – it's here in black and white.

+ What are the chances of getting my money back?

Given the reported £1bn the banks have already repaid, then we would rate your chances as very high. The banks seem to be delaying the inevitable, so patience is the key! We think the banks will concede at a given point, but nobody can be sure of the exact dates. But it is important to make your claim none-the-less.


To request further information. Fill in this form or feel free to contact one our senior debt advisers on 0800 0433025 anytime between 9am – 5pm Monday to Friday.

PPI News

PPI still mis-sold, says Which?
Many people are still being misled into buying payment protection insurance (PPI) to cover their credit card payments, Which? claims.
READ MORE >

PPI complaints 'could run into tens of thousands'
Finance Daily (19 February) looks at new research arguing that the PPI claims market clampdown could still cost the consumer as banks try to compensate for their losses
READ MORE >

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Reclaiming PPI on Credit Cards and Mis Sold Loans

Our Legal Support Team
We are one of the only claims specialists to have our own legal team dedicated to helping our clients get the best service possible.
READ MORE >

Recent Claims Name: Ms Dolphin
Bank: NORTHERN ROCK PLC
Claimed: £1.509.30

Name: Mr Griffin
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £1.181.48

Name: Mr Middleton
Bank: WELCOME FINANCIAL SERVICES
Claimed: £1.136.04

Name: Mrs Swanney
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £1.075.41

Name: Mr Gillespie
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £1.032.31

Name: Mrs Mundle
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £970.60

Name: Ms Mann
Bank: WELCOME FINANCIAL SERVICES
Claimed: £845.20

Name: Mr Pallister
Bank: THE COOPERATIVE BANK
Claimed: £844.71

Name: Miss Backman
Bank: PICTURE FINANCE LIMITED
Claimed: £3.069.42

Name: Mr Collier
Bank: NORTHERN ROCK PLC
Claimed: £2.426.25

Name: Mr Radford
Bank: FIRSTPLUS FINANCIAL GROUP PLC
Claimed: £2.254.48

Name: Mr Wellington
Bank: WELCOME FINANCIAL SERVICES
Claimed: £2.111.00

Name: Mr Holey
Bank: WELCOME FINANCIAL SERVICES
Claimed: £1.681.69

Name: Mr Caston
Bank: WELCOME FINANCIAL SERVICES
Claimed: £838.76

Name: Mrs Alexander
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £827.27

Name: Mr Pendrill
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £807.80

Name: Mr Geldart
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £793.59

Name: Mrs Rooney
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £791.86

Name: Mr Paterson
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £786.16

Name: Mr Baggley
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £755.94

Name: Mr Carlo
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £734.83

Name: Mr Akyeampong
Bank: WELCOME FINANCIAL SERVICES
Claimed: £1.668.27

Name: Mr Ndihokubwayo
Bank: WELCOME FINANCIAL SERVICES
Claimed: £1.582.77

Name: Mr Laverty
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £1.550.74

Name: Mr Hayes
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £716.63

Name: Mr Peace
Bank: NATWEST BANK PLC
Claimed: £2.005.11

Name: Mr Wiltshire
Bank: CO-OPERATIVE INSURANCE SOCIETY LTD
Claimed: £1.944.01

Name: Miss Temple
Bank: WELCOME FINANCIAL SERVICES
Claimed: £1.763.34

Name: Miss Watson
Bank: WELCOME FINANCIAL SERVICES
Claimed: £705.51

Name: Mr Morrison
Bank: CAPITAL ONE BANK (EUROPE) PLC
Claimed: £698.75

Name: Mr Kwaw
Bank: AMERICAN EXPRESS SERVICES LTD
Claimed: £611.74

Name: Mr & Mrs Rushworth
Bank: BARCLAYCARD
Claimed: £6.566.28

Name: Mrs Mahaffey
Bank: BRIGHT FINANCE LTD
Claimed: £3.609.00

Name: Mr Bostock
Bank: WELCOME FINANCIAL SERVICES
Claimed: £3.140.09

Name: Mrs Dove
Bank: PICTURE FINANCE LIMITED
Claimed: £15.085.42

Name: Mr Pattie
Bank: FIRSTPLUS FINANCIAL GROUP PLC
Claimed: £6.706.53