Claim PPI Refunds Online

Our online PPI claims application.
Fill in our online application form and submit directly to one of our specialists, then just wait for the call.

Bank Claims, PPI and Credit Card PPI
Payment Protection Insurance Claims

Latest PPI News from the Financial Times
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How iSmart Claims work

Every day we deal with Unfair Bank charges, PPI Claims, Credit Card debt and debt IVA's.

iSmart Claims work on a no win-no fee basis, so unless we recover compensation, you don't pay a penny to us.

If we recover compensation for you, the fee we charge will be equivalent to 25% plus VAT of the compensation recovered

An example of our fees would be:

You are awarded £1,000 compensation, our fee will be £293.75 and you will receive the balance of £706.25. This fee covers the cost of your claim with iSmart Claims

In addition to our fee, if we win, any data protection fees paid by iSmart Claims will be chargeable: these are not expected to be higher than £10 per case.

There are no hidden costs – it's here in black and white.
What is compensation?
Compensation is any amount paid due to the actions taken by iSmart which would not have been paid had action not been taken by you. Compensation can include the following:

Bank Charges & Credit Cards

  • All the charges or fees recovered + interest

  • Payment Protection Insurance

  • PPI premiums & interest paid to the date of settlement
  • Statutory interest payable on each premium to the date of settlement
  • Any other amount, including rebates, written off the loan after iSmart Claims has submitted a complaint to the advising firm.
  • Note: Your loan or credit card provider may use your compensation to reduce your loan or debt balance.

    PPI News

    PPI still mis-sold, says Which?
    Many people are still being misled into buying payment protection insurance (PPI) to cover their credit card payments, Which? claims.
    READ MORE >

    PPI complaints 'could run into tens of thousands'
    Finance Daily (19 February) looks at new research arguing that the PPI claims market clampdown could still cost the consumer as banks try to compensate for their losses
    READ MORE >

    Subscribe to our RSS news

    Reclaiming PPI on Credit Cards and Mis Sold Loans

    Our Legal Support Team
    We are one of the only claims specialists to have our own legal team dedicated to helping our clients get the best service possible.
    READ MORE >

    Recent Claims Name: Ms Dolphin
    Bank: NORTHERN ROCK PLC
    Claimed: £1.509.30

    Name: Mr Griffin
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £1.181.48

    Name: Mr Middleton
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £1.136.04

    Name: Mrs Swanney
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £1.075.41

    Name: Mr Gillespie
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £1.032.31

    Name: Mrs Mundle
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £970.60

    Name: Ms Mann
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £845.20

    Name: Mr Pallister
    Bank: THE COOPERATIVE BANK
    Claimed: £844.71

    Name: Miss Backman
    Bank: PICTURE FINANCE LIMITED
    Claimed: £3.069.42

    Name: Mr Collier
    Bank: NORTHERN ROCK PLC
    Claimed: £2.426.25

    Name: Mr Radford
    Bank: FIRSTPLUS FINANCIAL GROUP PLC
    Claimed: £2.254.48

    Name: Mr Wellington
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £2.111.00

    Name: Mr Holey
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £1.681.69

    Name: Mr Caston
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £838.76

    Name: Mrs Alexander
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £827.27

    Name: Mr Pendrill
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £807.80

    Name: Mr Geldart
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £793.59

    Name: Mrs Rooney
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £791.86

    Name: Mr Paterson
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £786.16

    Name: Mr Baggley
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £755.94

    Name: Mr Carlo
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £734.83

    Name: Mr Akyeampong
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £1.668.27

    Name: Mr Ndihokubwayo
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £1.582.77

    Name: Mr Laverty
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £1.550.74

    Name: Mr Hayes
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £716.63

    Name: Mr Peace
    Bank: NATWEST BANK PLC
    Claimed: £2.005.11

    Name: Mr Wiltshire
    Bank: CO-OPERATIVE INSURANCE SOCIETY LTD
    Claimed: £1.944.01

    Name: Miss Temple
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £1.763.34

    Name: Miss Watson
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £705.51

    Name: Mr Morrison
    Bank: CAPITAL ONE BANK (EUROPE) PLC
    Claimed: £698.75

    Name: Mr Kwaw
    Bank: AMERICAN EXPRESS SERVICES LTD
    Claimed: £611.74

    Name: Mr & Mrs Rushworth
    Bank: BARCLAYCARD
    Claimed: £6.566.28

    Name: Mrs Mahaffey
    Bank: BRIGHT FINANCE LTD
    Claimed: £3.609.00

    Name: Mr Bostock
    Bank: WELCOME FINANCIAL SERVICES
    Claimed: £3.140.09

    Name: Mrs Dove
    Bank: PICTURE FINANCE LIMITED
    Claimed: £15.085.42

    Name: Mr Pattie
    Bank: FIRSTPLUS FINANCIAL GROUP PLC
    Claimed: £6.706.53