Our online PPI claims application.
Fill in our online application form and submit directly to one of our specialists, then just wait for the call.
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PPI FAQ
Below are the most frequent questions we have been asked. If your answer is not listed here, submit a question using the form at the bottom of the page.
How do I know if my Payment Protection Insurance was mis-sold?
When you took out your loan, if you were sold Payment Protection Insurance, you must try to remember what happened at the time of sale. Do you remember the sales person being pushy or aggressive? Were the costs explained? Were you told of the exclusions? If you have spent £2000+ on this insurance – were you satisfied with what you were buying? If not, let’s look at the sales literature and what the bank can prove on the sale.
Will my credit rating or my relationship with the bank be affected?
No. The banks will not deal with you any differently in future. This is a systematic problem that has affected millions of people. The banks are well aware of the obligations to compensate people who have been mis-sold.
How much money can I reclaim?
This depends on how much you borrowed. If we took some differing amounts of loans, we could estimate the amount of money you can expect back.
These amounts assume no arrears and that the loan is repaid.
£2000 loan with PPI would see a refund of approximately £700
£4000 loan with PPI would see a refund of approximately £1400
£6000 loan with PPI would see a refund of approximately £2100
£10,000 loan with PPI would see a refund of approximately £3500
£15,000 loan with PPI would see a refund of approximately £5250
On average, our clients will recover £2400.00
I am in arrears with my loan, how does this affect me?
Any monies that you have paid on your PPI, over and above your arrears, will be refunded to you in cash. If you are in severe arrears with your loan, then all of your refund could go towards your debt. This applies to credit cards as well as loans.
Please remember that you will still be liable for our fees in these circumstances. We are happy to discuss this with you and we are happy to offer an interest fee payment plan to get you out of debt. We do offer a full Debt Management Service, which can be incorporated into your dealings with our business.
How successful is your business with reclaiming Payment Protection Insurance premiums?
Our business is achieving a rate above 90% in all our PPI cases. This statistic offers you a great chance of recovering your money. We are currently winning claims in excess of £2m per month.
I am not happy with your business – what can I do?
Our business is achieving a rate above 90% in all our PPI cases. This statistic offers you a great chance of recovering your money. We are currently winning claims in excess of £2m per month.
Can you explain your calculations on your fees?
We charge 25% plus VAT on any compensation you receive, in addition to any interest that is paid on your claim. Example –
£2000 PPI premiums refunded = £575.00 – You keep £1425.00
To request further information. Fill in this form
or feel free to contact one our advisors on 0800 567 7188 anytime between 9am – 5pm Monday to Friday.
PPI still mis-sold, says Which?
Many people are still being misled into buying payment protection insurance (PPI) to cover their credit card payments, Which? claims.
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PPI complaints 'could run into tens
of thousands'
Finance Daily (19 February) looks at new research arguing that the PPI claims market clampdown could still cost the consumer as banks try to compensate for their losses
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Our Legal Support Team
We are one of the only claims specialists to have our own legal team dedicated to helping our clients get the best service possible.
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